Commercial Banking

Operating accounts engineered for the way modern enterprises move money.

Multi-entity, multi-currency operating accounts with native SEPA, SEPA Instant, TARGET2, and SWIFT rails — all reconciled to your ledger in real time.

Open an Account View the API

Three account tiers. One ledger.

Choose the tier that matches your scale. Upgrade in-place at any time without re-papering.

Growth

€0/month

For Series A–C companies running operations from one entity.

✓ Unlimited domestic ACH
✓ 50 free domestic wires / month
✓ 5 corporate cards included
✓ Slack & email support

Start free

Enterprise

€1,500/month

For public & pre-IPO companies operating across multiple subsidiaries.

✓ Multi-entity ledger (up to 25)
✓ Unlimited wires (SWIFT, SEPA & TARGET2)
✓ Dedicated banker + 24/7 ops
✓ Full Banking API access
✓ Dual-approval workflows

Talk to sales

Institutional

Custom

For funds, broker-dealers, and globally systemic counterparties.

✓ Custody & segregated trust accounts
✓ Bespoke FX & settlement
✓ White-glove implementation
✓ SLAs & named relationship manager

Global Payments

Every rail. One ledger.

Settle in the rail that fits the transaction. We're a direct participant in TARGET2 and SEPA Instant, a SWIFT BIC member, and clear cross-border payments in real time.

SEPA: Standard Euro credit transfer
SEPA Instant: 10-second Euro settlement
TARGET2: ECB real-time gross settlement
SWIFT: Global cross-border
FPS / BACS: UK settlement
FX: 140+ currency pairs

Send cross-border wire SWIFT · T+0

From

Operating •••• 4829 €24,550,200.00

Beneficiary

DBS Bank Ltd. — Singapore

DBSSSGSG · SG33-DBSS-7780-0421

Amount

S$ 30,000,000

FX Rate

1 EUR = 1.4620 SGD

POST /v1/wires
Authorization: Bearer rf_live_...

{
  "from_account": "acct_91ad",
  "amount": 30000000,
  "currency": "SGD",
  "beneficiary": {
    "swift_bic": "DBSSSGSG",
    "account": "SG33DBSS77800421"
  },
  "idempotency_key": "wire_2026_05_17_001"
}

Banking API

Bank programmatically.

A REST API with idempotency, webhooks, signed payloads, and per-key RBAC. Build payouts, reconcile your ledger, and trigger wires straight from your ERP.

✓ Mutual TLS & HMAC-signed webhooks
✓ Per-key scopes (read, payouts, admin)
✓ Sandbox environment with realistic test fixtures
✓ Native SDKs in TypeScript, Python, Go, Ruby