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Commercial Lending

Capital that scales with your balance sheet.

Lines of credit, term loans, venture debt, and bespoke structures. Underwritten by senior bankers, priced in days — not months.

Revolving Credit Line

€STR + 250–450 bps

Most flexible

Working capital you can draw on as needed. Borrow, repay, redraw — you pay interest only on what's outstanding.

Size
€2M–€250M
Term
364 days, renewable
Approval
3–5 days

Term Loan

Fixed 6.5–9.0% APR

Amortizing capital for acquisitions, expansion, or refinancing. Predictable monthly payments over 1–7 years.

Size
€5M–€500M
Term
1–7 years
Approval
5–10 days

Venture Debt

€STR + 350–650 bps + warrants

Non-dilutive capital for venture-backed companies. Extend your runway between equity rounds with sponsor-friendly terms.

Size
€3M–€75M
Term
3–4 years
Draw
12–18 months

Asset-Backed

Custom pricing

Borrow against your receivables, inventory, or specific equipment. Advance rates up to 90% of eligible collateral.

Size
€10M+
Advance
Up to 90%
Reporting
Daily borrowing base

From term sheet to drawdown in under two weeks.

No external loan brokers, no syndication delays. Our credit committee meets twice weekly and can approve facilities up to €100M in-house.

1

Apply

15-minute application.

2

Review

We pull your financials.

3

Term sheet

In 3–5 business days.

4

Draw

Funds wired same-day.